Cashback World Elite^®  Mastercard

Rewards are waiting with a card that fits your lifestyle.

Key features:

• Cash rewards in the form of a deposit directly into your financial institution's Chequing or Savings account³
• Earn 4 points for every $1 spent on Grocery and Sustainable Transit⁴
• Zero liability fraud protection⁵

Cash Back Mastercard ^® 

Turn your everyday purchases into valuable cash back rewards³ that can be redeemed as an account credit.

• 2 points for every $1 spent on gas⁷
• 0.5 points for every $1 spent on all other purchases¹

2025 0% Balance Transfer^*

Pay 0% interest for the first 9 months when you transfer your existing credit card balances for a one-time transfer fee of 2%. Here’s how you can benefit from our balance transfer offer:

Debt consolidation

• If you have balances on multiple credit cards you can consolidate them onto one credit card, making it easier to manage your payments.

Pay off balance faster

• With a 0% interest rate, more of your payment goes to reducing the principal amount, helping you pay off your outstanding balance much faster.

Save on interest

• Take advantage of the 0% balance transfer rate on your credit union credit card, allowing you to reduce the overall amount that you pay in interest.

^*Terms and conditions apply

2025 Centra Gold Welcome Points^*

Simply activate your card, make your first purchase, and spend to unlock up to 2,000 Flex Rewards welcome points^*.

Rewards on every purchase

• 1 Flex Rewards point for every dollar spent
• No limit on what you can earn

Insurance and purchase protection

• Zero liability insurance
• Mobile device insurance
• Purchase protection and extended warranty on eligible purchases

Low fee, low rate

• Low $50 annual fee
• 12.99% interest rate

^*Terms and conditions apply