Spending & Saving
How may we help you?
Services
Operating & Saving
How May We Help You?
How do I?
Looking for premium rewards1? Low rates2? No annual fee? Cash back3? Choose the credit card that best matches your budget and spending needs.
Rewards are waiting with a card that fits your lifestyle.
Key features:
With a low interest rate2, purchase protection6 and lots of other built-in benefits, this card is classic convenience at its best.
Key features:
Turn your everyday purchases into valuable cash back rewards3 that can be redeemed as an account credit.
Earn premium rewards on everyday purchases1 with this low annual fee card with an even lower interest rate2 .
Key features:
Rewards:
Goodbye foreign transaction fees, hello reward points. Simplify cross border shopping in the US, or when ordering online from a US website.
Key features:
Rewards:
Turn everyday spending into a rewarding experience and unlock premium rewards at top retailers with every dollar spent1. Plus, enjoy unique travel benefits like free Wi-Fi at 1 million hotspots worldwide† .
Key features:
Travel benefits:
Rewards:
Before you tap and swipe your way into a bold new financial future, it’s important to have a handle on the basics.
Pay 0% interest for the first 12 months when you transfer your existing credit card balances for a one-time transfer fee of 3%. Here’s how you can benefit from our balance transfer offer:
Debt consolidation
Pay off balance faster
Save on interest
*Terms and conditions apply
Simply activate your card, make your first purchase, and spend to unlock up to 2,000 Flex Rewards welcome points*.
Rewards on every purchase
Insurance and purchase protection
Low fee, low rate
*Terms and conditions apply
Credit cards are an important part of your financial health and a convenient way to buy what you need. But a little caution can go a long way.
†Terms & conditions apply.
Visit HERE for more details.
1 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.
2 The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online www.collabriacreditcards.ca/cardholder-agreement"
3 The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value of redeeming for merchandise and travel may vary.
4 If the combined annual GROCERY and SUSTAINABLE TRANSIT purchase volume on a Cash Back World Elite Mastercard exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.
5 Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if:
© 2025 East Coast Credit Union. All rights reserved. Privacy Security Legal and Copyright
Mortgage License 3000158
East Coast Credit Union is a credit union operating in Nova Scotia. Deposits are insured under the terms of the Credit Union Deposit Insurance Corporation