Credit cards
Make everyday spending more rewarding
Looking for premium rewards? Low rates? No annual fee? Cash back? Choose the credit card that best matches your budget and spending needs.
Cash Back World Elite® Mastercard®
Everyday rewards that move you.
With your Cash Back World Elite® Mastercard®, earning rewards is as simple and flexible as redeeming them.
- 30,000 Welcome Points
- Enjoy a large assortment of Reward Points redemption options
- Earn points on Grocery and Sustainable Transit
No annual fee
Classic Mastercard
With no annual fee, a low interest rate, purchase protection and lots of other built-in benefits, this card is classic convenience at its best.
Key features:
- No annual fee
- 12.99% fixed interest rate (purchases)
- Zero liability fraud protection
- Purchase protection & extended warranty
- Mobile device insurance
APPLY ONLINE
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Cash rewards
Cash Back Mastercard
Turn your everyday purchases into valuable cash back rewards that can be redeemed as an account credit.
- No annual fee
- 19.99% fixed interest rate (purchases)
- Earn cash rewards
- Zero liability fraud protection
- Purchase protection & extended warranty
- Mobile device insurance
- 2 points for every $1 spent on gas
- 1 point for every $1 spent on entertainment
- 0.5 points for every $1 spent on all other purchases
Low rates
Centra Gold Mastercard
Earn premium rewards on everyday purchases with this low annual fee card with an even lower interest rate.
Key features:
- $50 annual fee ($10 fee for additional card)
- 11.99% fixed interest rate (purchases)
- Zero liability fraud protection
- Purchase protection & extended warranty
- Mobile device insurance
Rewards:
- 1 point for every $1 spent on everyday purchases
APPLY ONLINE
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US purchases
US Dollar Mastercard
Goodbye foreign transaction fees, hello reward points. Simplify cross border shopping in the US, or when ordering online from a US website.
Key features:
- $50 USD annual fee ($35 USD fee for additional card)
- 19.99% fixed interest rate (purchases)
- Zero liability fraud protection
- Purchase protection & extended warranty
- Auto rental collision/loss damage insurance
Rewards:
- 0.5 points for every $1 USD spent on everyday purchases
APPLY ONLINE
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Travel rewards
Travel Rewards Gold Mastercard
The Travel Rewards Gold Mastercard® is no longer available for new applications. If you already have a Travel Rewards Gold Mastercard® card, you still receive the same great benefits of the card.
- Full service maintained on current cards
- Expired, lost/stole cards will continue to be reissued.
- Existing rewards and product Terms and Conditions unchanged
Key features:
- $99 annual fee ($30 fee for additional card)
- 19.99% fixed interest rate (purchases)
- Zero liability fraud protection
- Purchase protection & extended warranty
- Mobile device insurance
Travel benefits:
- Auto rental collision/loss damage insurance
- Emergency health care coverage
- Trip cancellation & interruption insurance
- Lost or delayed baggage coverage
Rewards:
- 1 point for every $1 spent on all purchases
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Premium rewards
World Mastercard
Turn everyday spending into a rewarding experience and unlock premium rewards at top retailers with every dollar spent. Plus, enjoy unique travel benefits like free Wi-Fi at 1 million hotspots worldwide.
Key features:
- $120 annual fee ($50 fee for additional card)
- 20.99% fixed interest rate (purchases)
- Zero liability fraud protection
- Purchase protection & extended warranty
- Mobile device insurance
Travel benefits:
- Auto rental collision/loss damage insurance
- Emergency health care coverage
- Trip cancellation & interruption insurance
- Lost or delayed baggage coverage
Rewards:
- 3 points for every $1 spent on groceries
- 2 points for every $1 spent on dining/entertainment
- 1 point for every $1 spent on all other purchases
APPLY ONLINE
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Why East Coast CU credit cards?
Small cards packed with big benefits
Security features that keep you and your money safe? Check. Convenient 24/7 online access? That, too. We’ve partnered with Collabria to provide everything you’re looking for in a credit card, and more.
- Shop with complete confidence
- Pay with Apple Pay, Google Pay and more
- Earn valuable rewards
2023 3.9% Balance Transfer
Worry-free with no-fee 3.9% balance transfers for 6 months
Take advantage of the opportunity to pay down your balance faster when you transfer balances to your credit card at a special 3.9% interest rate for six months and with no transfer fee!
- Consolidate your balances and pay only one interest rate on balances
- Save on annual fees from multiple cards
- Enjoy this 3.9% balance transfer rate on as many balance transfers as your credit card limit allows for six months from the date of transfer
- Sign Up or Log on to MyCardInfo.com
- Select ‘Account Services’, then ‘Balance Transfer’
- Follow the prompts to initiate your balance transfer
2023 Welcome Points Offer
Ready to get rewarded with a special welcome offer?
This is an excellent opportunity to receive up to 15,000 Welcome Points (up to $150 in value!) when you sign up and make a first purchase with your credit card.
- TV & Home Theater
- Computers & Tablets
- Event Tickets
- Travel
- Cash Rewards
- Gift Cards
- And more
How to take advantage of this offer
Through the Flex Rewards website, there are endless opportunities an how your Welcome Points can benifit you.
Terms & Conditions
Borrowing tips
How to avoid common credit card pitfalls
Credit cards are an important part of your financial health and a convenient way to buy what you need. But a little caution can go a long way.
Borrowing tips
First timer’s guide to credit cards
Before you tap and swipe your way into a bold new financial future, it’s important to have a handle on the basics.
