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Credit cards


Make everyday spending more rewarding


Looking for premium rewards? Low rates? No annual fee? Cash back? Choose the credit card that best matches your budget and spending needs.

No annual fee

Classic Mastercard

With no annual fee, a low interest rate, purchase protection and lots of other built-in benefits, this card is classic convenience at its best.

Key features:

  • No annual fee
  • 12.99% fixed interest rate (purchases)
  • Zero liability fraud protection
  • Purchase protection & extended warranty
  • Mobile device insurance

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Cash rewards

Cash Back Mastercard

Turn your everyday purchases into valuable cash back rewards that can be redeemed as an account credit.

Key features:
  • No annual fee
  • 19.99% fixed interest rate (purchases)
  • Earn cash rewards
  • Zero liability fraud protection
  • Purchase protection & extended warranty
  • Mobile device insurance
 
Rewards
  • 2 points for every $1 spent on gas
  • 1 point for every $1 spent on entertainment
  • 0.5 points for every $1 spent on all other purchases

Low rates

Centra Gold Mastercard

Earn premium rewards on everyday purchases with this low annual fee card with an even lower interest rate.

Key features:

  • $50 annual fee ($10 fee for additional card)
  • 11.99% fixed interest rate (purchases)
  • Zero liability fraud protection
  • Purchase protection & extended warranty
  • Mobile device insurance

Rewards:

  • 1 point for every $1 spent on everyday purchases

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US purchases

US Dollar Mastercard

Goodbye foreign transaction fees, hello reward points. Simplify cross border shopping in the US, or when ordering online from a US website.

Key features:

  • $50 USD annual fee ($35 USD fee for additional card)
  • 19.99% fixed interest rate (purchases)
  • Zero liability fraud protection
  • Purchase protection & extended warranty
  • Auto rental collision/loss damage insurance

Rewards:

  • 0.5 points for every $1 USD spent on everyday purchases

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Travel rewards

Travel Rewards Gold Mastercard

The card that goes where you go (and helps get you there). Enjoy travel benefits like baggage coverage and trip cancellation insurance. Earn points you can redeem for flights, hotels, and more.


Key features:

  • $99 annual fee ($30 fee for additional card)
  • 19.99% fixed interest rate (purchases)
  • Zero liability fraud protection
  • Purchase protection & extended warranty
  • Mobile device insurance


Travel benefits:

  • Auto rental collision/loss damage insurance
  • Emergency health care coverage
  • Trip cancellation & interruption insurance
  • Lost or delayed baggage coverage


Rewards:

  • 1 point for every $1 spent on all purchases

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Premium rewards

World Mastercard

Turn everyday spending into a rewarding experience and unlock premium rewards at top retailers with every dollar spent. Plus, enjoy unique travel benefits like free Wi-Fi at 1 million hotspots worldwide.

Key features:

  • $120 annual fee ($50 fee for additional card)
  • 20.99% fixed interest rate (purchases)
  • Zero liability fraud protection
  • Purchase protection & extended warranty
  • Mobile device insurance


Travel benefits:

  • Auto rental collision/loss damage insurance
  • Emergency health care coverage
  • Trip cancellation & interruption insurance
  • Lost or delayed baggage coverage


Rewards:

  • 3 points for every $1 spent on groceries
  • 2 points for every $1 spent on dining/entertainment
  • 1 point for every $1 spent on all other purchases

APPLY ONLINE

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Why East Coast CU credit cards?

Small cards packed with big benefits


Security features that keep you and your money safe? Check. Convenient 24/7 online access? That, too. We’ve partnered with Collabria to provide everything you’re looking for in a credit card, and more.

  • Shop with complete confidence
  • Pay with Apple Pay, Google Pay and more
  • Earn valuable rewards
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Borrowing tips

How to avoid common credit card pitfalls

Credit cards are an important part of your financial health and a convenient way to buy what you need. But a little caution can go a long way.



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Borrowing tips

First timer’s guide to credit cards

Before you tap and swipe your way into a bold new financial future, it’s important to have a handle on the basics.