Credit cards
Make everyday spending more rewarding
Looking for premium rewards? Low rates? No annual fee? Cash back? Choose the credit card that best matches your budget and spending needs.
Youth credit card offer
Get a $75 credit on new approved card
Having a credit card is a great way to build credit and gain effective money management skills to help you go further in life. Terms and conditions apply.
Choose your card below to apply now.
No annual fee
Classic Mastercard
With no annual fee, a low interest rate, purchase protection and lots of other built-in benefits, this card is classic convenience at its best.
Key features:
- No annual fee
- 12.99% fixed interest rate (purchases)
- Zero liability fraud protection
- Purchase protection & extended warranty
- Mobile device insurance
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Cash rewards
Cash Back Mastercard
Turn your everyday purchases into valuable cash back rewards that can be redeemed as an account credit.
- No annual fee
- 19.99% fixed interest rate (purchases)
- Earn cash rewards
- Zero liability fraud protection
- Purchase protection & extended warranty
- Mobile device insurance
- 2 points for every $1 spent on gas
- 1 point for every $1 spent on entertainment
- 0.5 points for every $1 spent on all other purchases
Low rates
Centra Gold Mastercard
Earn premium rewards on everyday purchases with this low annual fee card with an even lower interest rate.
Key features:
- $50 annual fee ($10 fee for additional card)
- 11.99% fixed interest rate (purchases)
- Zero liability fraud protection
- Purchase protection & extended warranty
- Mobile device insurance
Rewards:
- 1 point for every $1 spent on everyday purchases
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US purchases
US Dollar Mastercard
Goodbye foreign transaction fees, hello reward points. Simplify cross border shopping in the US, or when ordering online from a US website.
Key features:
- $50 USD annual fee ($35 USD fee for additional card)
- 19.99% fixed interest rate (purchases)
- Zero liability fraud protection
- Purchase protection & extended warranty
- Auto rental collision/loss damage insurance
Rewards:
- 0.5 points for every $1 USD spent on everyday purchases
APPLY ONLINE
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Travel rewards
Travel Rewards Gold Mastercard
The card that goes where you go (and helps get you there). Enjoy travel benefits like baggage coverage and trip cancellation insurance. Earn points you can redeem for flights, hotels, and more.
Key features:
- $99 annual fee ($30 fee for additional card)
- 19.99% fixed interest rate (purchases)
- Zero liability fraud protection
- Purchase protection & extended warranty
- Mobile device insurance
Travel benefits:
- Auto rental collision/loss damage insurance
- Emergency health care coverage
- Trip cancellation & interruption insurance
- Lost or delayed baggage coverage
Rewards:
- 1 point for every $1 spent on all purchases
APPLY ONLINE
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Premium rewards
World Mastercard
Turn everyday spending into a rewarding experience and unlock premium rewards at top retailers with every dollar spent. Plus, enjoy unique travel benefits like free Wi-Fi at 1 million hotspots worldwide.
Key features:
- $120 annual fee ($50 fee for additional card)
- 20.99% fixed interest rate (purchases)
- Zero liability fraud protection
- Purchase protection & extended warranty
- Mobile device insurance
Travel benefits:
- Auto rental collision/loss damage insurance
- Emergency health care coverage
- Trip cancellation & interruption insurance
- Lost or delayed baggage coverage
Rewards:
- 3 points for every $1 spent on groceries
- 2 points for every $1 spent on dining/entertainment
- 1 point for every $1 spent on all other purchases
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Why East Coast CU credit cards?
Small cards packed with big benefits
Security features that keep you and your money safe? Check. Convenient 24/7 online access? That, too. We’ve partnered with Collabria to provide everything you’re looking for in a credit card, and more.
- Shop with complete confidence
- Pay with Apple Pay, Google Pay and more
- Earn valuable rewards
Borrowing tips
How to avoid common credit card pitfalls
Credit cards are an important part of your financial health and a convenient way to buy what you need. But a little caution can go a long way.
Borrowing tips
First timer’s guide to credit cards
Before you tap and swipe your way into a bold new financial future, it’s important to have a handle on the basics.
