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Credit cards


Earn valuable rewards1 and easily manage expenses


Choose from a range of ways to reward your business—from cash back2 to travel benefits. Enjoy built-in fraud and purchase protection3, and merchant discounts.

Low rates

Low Rate Visa*

Budgeting is a breeze (even on-the-go) with this low annual fee4, low interest rate4 business credit card. Keep your costs down and streamline expense reporting with a practical solution for your business purchases.

 

Key features:

  • $25 annual fee ($5 fee for additional card)
  • 12.99% interest rate4 (purchases and cash advances)
  • Fraud and purchase protection3
  • Merchant discount program


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Cash back

No Fee Cash Back Visa*

Use business expenses to your advantage by earning cash2 back or rewards1 on purchases you make regularly. The smart, cost-effective way to make the most of your business purchases.


Key features:

  • No annual fee
  • 19.99% fixed interest rate (purchases)4
  • Fraud and purchase protection3
  • Merchant discount program

Rewards:

  • 0.5 points for every $1 spent on all purchases1

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Premium benefits

Visa Infinite*

Give back to your business with generous rewards1, premium services, and travel benefits. Enjoy a convenient way to handle your business expenses, saving you money and time—so you can focus on growing your business.

Key features:

  • $130 annual fee ($50 fee for additional card)
  • 20.99% fixed interest rate (purchases)4
  • Fraud and purchase protection3
  • Merchant discount program

Premium benefits:

  • Web-based reporting tool
  • Trip cancellation & interruption insurance5
  • Lost or delayed baggage coverage5
  • Auto rental collision/loss damage insurance3
  • 24/7 travel assistance5

Rewards:

  • 1.5 points for every $1 spent on all purchases1


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Ask us how we can can help your business grow and flourish


Why East Coast CU credit cards?

Small cards packed with big benefits

Make purchases for your business with complete peace of mind, and choose rewards that let you earn while you spend1.

  • Wide range of valuable rewards
  • Conveniently pay with Apple Pay, Google Pay ™  and more
  • Zero liability fraud protection6
  • Purchase protection3
  • Merchant discount program † †

†Terms & conditions apply.  Visit HERE for more details.

††Terms & conditions apply. Visit HERE  for more details.


1 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.

2 The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value of redeeming for merchandise and travel may vary.

3  Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.

4 The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online www.collabriacreditcards.ca/cardholder-agreement.

5 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance for complete details. Insurance coverage is subject to change.

6 Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if: 
 
1.    You have used reasonable care in protecting your card from loss or theft; and
2.    You have reported to Cardholder Service at 1.855.341.4643 (Canada and U.S.) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.
 
If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability.


The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions.

™Google and the Google Pay logo are trademarks of Google LLC.