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Find your home here in Nova Scotia

International students can find home sweet home here while completing their studies with an International Student Mortgage. This allows parents to purchase a home for their child while they attend school without being residents themselves.

Key benefits:

  • Maximum allowable for mortgage financing is $500,000 with a minimum down payment of 35%
  • 20% lump sum payments any time during the calendar year without fees or penalty

 Options include:

  • Amortization 25 years maximum
  • One year term rates
  • Residential property only

Why choose this feature?

Put down roots
Have a more permanent space to call your own while you complete your studies.
You’re set up to stay
If you decide to stay after school, you’ll already have a place to live and won’t have to stress about it.
Invest in your life here
Real estate is always a good investment. You can continue living in your home, or sell it once you finish your studies.

Other mortgage features

Do more with your mortgage

Go for more than basic with a variety of mortgages from East Coast CU. Borrow equity from your home to make purchases, or add to your mortgage and renovate when you buy.

Unlock home equity

Home Equity Line of Credit

Use the equity in your home to make purchases you need. Explore the possibilities while lowering your borrowing costs with this mortgage option.


  • Borrow up to 80% of the value of your home
  • Save money with a lower interest rate
  • Flexible repayment options



Access equity anytime

Total Access Home Equity

Manage all your credit needs under one product. This mortgage option allows you to use up to 80% of your home’s current value.


  • Consolidate debt into your mortgage and save on interest
  • Access your home equity at any time
  • Choose your flexible payment arrangement


From navigating buying a home and picking the mortgage that's right for you, I am here to provide honest and transparent expert advice to help members make their dreams come true.

We’re here to help

Understand your mortgage options

Mortgages can be complicated—know your options with expert guidance from advisors like Anastasiya:

  • Understand your options
  • Find the best solution for you
  • Get the lowdown on mortgage features
  • Ask about specialty mortgages

Tips for homeowners

Advice for your home ownership journey

Already signed on the dotted line? Find tips and tricks about renovations, home maintenance, and financing in the articles below.


Looking to renovate?

Renos don’t have to be stressful. Get useful info on financing options, so all you’ll have to worry about is finding the perfect tile or paint colour.


Home Financing

The real home financing cost checklist

This detailed checklist will help you keep track of all the extra costs that sneak up (and add up!) when purchasing a home.


Home Maintenance

Tips for maintaining your home

Welcome to homeownership, where maintenance is a year-round job. Be prepared for every season, and the changes they bring to your home and your budget.