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Chequing accounts for daily life

From pay-as-you-go to unlimited transactions, it all adds up to what works for you.

Unlimited use

Unlimited Chequing

With unlimited transactions comes unlimited convenience. Feel free to make as many transactions as you want, online or in person.

Key features:

  • Unlimited transactions
  • Unlimited free instant Interac e-Transfers®
  • Unlimited debit
  • Unlimited credit union ATM
  • 2 free non-credit union ATM

Monthly fee:

  • $14.95
  • $7.48 Seniors (59+)
  • $3.00 Youth (under 25)
  • Free by maintaining a $3,000 balance

Unlimited electronic

Unlimited eAccount

Great for those who prefer electronic transactions and self-service options through online banking and mobile devices.

Key features:

  • Unlimited online & mobile transactions
  • Unlimited free instant Interac e-Transfers®
  • Unlimited debit
  • Unlimited credit union ATM

Monthly fee:

  • $10.95
  • Free for newcomers to Canada
  • Free by maintaining a $5,000 balance
Pay per use


Like to keep a handle on your spending? Make the transactions you want, online or in person, and only pay for what you use—not what you don’t.

Key features:

  • Mobile app cheque deposits
  • Unlimited free instant Interac e-Transfers®
  • Overdraft protection with approved credit
  • Pay per transaction

Monthly fee:

  • $2.25
  • Per item feed apply

Occasional use

Chequing 15

You only make a few transactions a month, so why pay for more? Keep things simple with an everyday account that gives you what you need.

Key features:

  • 15 free transactions
  • Unlimited free instant Interac e-Transfers®

Monthly fee:

  • $4.00
  • Free for Seniors (59+)
  • Free with $2,000 min. monthly balance
Frequent use

Chequing 40

Let’s face it: not everyone needs unlimited transactions. Enjoy nearly all of the same benefits as an unlimited account for a lower monthly fee.

Key features:

  • 40 free transactions
  • Unlimited free instant Interac e-Transfers®
  • 2 free Interac ATM transactions

Monthly fee:

  • $11.95
  • $5.98 Seniors (59+)
  • Free for Youth (under 25)
  • Free with $5,000 min. monthly balance

Cross-border use

US$ Chequing

Whether you’re a frequent U.S. traveller or just want to make it easier to write cheques in U.S. dollars, we’ve got you covered.

Key features:

  • USD Cheques
  • In-branch transactions
  • Direct banking alerts
  • Online and mobile banking access

Monthly fee:

  • $2.50
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Direct banking alerts

A security guard for your online banking

Activate online banking alerts today. Choose only the ones you want, and receive email and/or text notifications when an alert is triggered. Turn them off or back on at any time. Take control of your account's security today.

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Make the move

Switch your banking in a snap

Easily transfer all your automatic payments and direct deposits to your East Coast CU account. It's fast, free, and easy with ClickSWITCH™.

You can count on us

Online or in person, we’re here to help with all the banking services you need:

Tools to track your spending

Budgeting isn’t easy, but it can help you understand where your money’s going. And that makes it easier to figure out how to reach your goals.

Why track spending?

Tracking your spending habits isn’t about taking the fun out of life. It’s about getting a handle on your finances.


Household budget worksheet

Keeping a budget starts with tracking your spending. This handy worksheet can help.



How to create and manage a budget

Think having a budget not worth the effort? Our guide can help you get started.


I am here to help you through all of life’s stages. Joyous occasions such as the birth of a baby, to assisting with your retirement fund, and every financial milestone in between.

Talk to an expert

Experts like Erin Noble are ready to help members

Erin is a Financial Services Officer helping members manage their finances and do things like:

  • Find the perfect account
  • Set up a monthly budget
  • Save for a down payment
  • Get a loan for your next project
  • Stay on track for retirement