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Chequing accounts for daily life


From pay-as-you-go to unlimited transactions, it all adds up to what works for you.

Unlimited use

Unlimited Chequing

With unlimited transactions comes unlimited convenience. Feel free to make as many transactions as you want, online or in person.

Key features:

  • Unlimited transactions
  • Unlimited free Interac® e-Transfers
  • Unlimited debit
  • Unlimited credit union ATM
  • 2 free non-credit union ATM

Monthly fee:

  • $14.95
  • $7.48 Seniors (59+)
  • $3.00 Youth (under 25)
  • Free by maintaining a $3,000 balance

 
Unlimited electronic

Unlimited eAccount

Great for those who prefer electronic transactions and self-service options through online banking and mobile devices.

Key features:

  • Unlimited online & mobile transactions
  • Unlimited free Interac® e-Transfers
  • Unlimited debit
  • Unlimited credit union ATM

Monthly fee:

  • $10.95
  • Free for newcomers to Canada
  • Free by maintaining a $5,000 balance

Pay per use

Pay-as-you-go

Like to keep a handle on your spending? Make the transactions you want, online or in person, and only pay for what you use—not what you don’t.

Key features:

  • Mobile app cheque deposits
  • Unlimited free Interac® e-Transfers
  • Overdraft protection with approved credit
  • Pay per transaction

Monthly fee:

  • $2.25
  • Per item feed apply

Occastional use

Chequing 15

You only make a few transactions a month, so why pay for more? Keep things simple with an everyday account that gives you what you need.

Key features:

  • 15 free transactions
  • Unlimited free Interac® e-Transfers

Monthly fee:

  • $4.00
  • Free for Seniors (59+)
  • Free with $2,000 min. monthly balance


Frequent use

Chequing 40

Let’s face it: not everyone needs unlimited transactions. Enjoy nearly all of the same benefits as an unlimited account for a lower monthly fee.

Key features:

  • 40 free transactions
  • Unlimited free Interac® e-Transfers
  • 2 free Interac ATM transactions

Monthly fee:

  • $11.95
  • $5.98 Seniors (59+)
  • Free for Youth (under 25)
  • Free with $5,000 min. monthly balance

 
Cross-border use

US$ Chequing

Whether you’re a frequent U.S. traveller or just want to make it easier to write cheques in U.S. dollars, we’ve got you covered.

Key features:

  • USD Cheques
  • In-branch transactions
  • Direct banking alerts
  • Online and mobile banking access

Monthly fee:

  • $2.50
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Welcome to East Coast Credit Union

Switch your banking in a snap

Easily transfer all your automatic payments and direct deposits to your East Coast CU account. It's fast, free, and the easy with ClickSWITCH™.

  • Select what you want to move
  • Switch things up, lightning fast
  • Move your money, your way 

You can count on us


Online or in person, we’re here to help with all the banking services you need:

Tools to track your spending



Budgeting isn’t easy, but it can help you understand where your money’s going. And that makes it easier to figure out how to reach your goals.

Why track spending?

Tracking your spending habits isn’t about taking the fun out of life. It’s about getting a handle on your finances.

BUDGETING STRATEGIES

Household budget worksheet

Keeping a budget starts with tracking your spending. This handy worksheet can help.

 

DOWNLOAD CHECKLIST

How to create and manage a budget

Think having a budget not worth the effort? Our guide can help you get started.

READ ARTICLE

I am here to help you through all of life’s stages. Joyous occasions such as the birth of a baby, to assisting with your retirement fund, and every financial milestone in between.

Talk to an expert

Experts like Erin Noble are ready to help members

Erin is a Financial Services Officer helping members manage their finances and do things like:

  • Find the perfect account
  • Set up a monthly budget
  • Save for a down payment
  • Get a loan for your next project
  • Stay on track for retirement