Skip to main content

Greener Energy Loan

Make the right choice for the environment, and your wallet, with a low-rate green energy loan.

Home energy upgrades

Greener Energy Home Loan

Energy efficient home upgrades lead to long-term comfort, and long-term savings. Make it happen with a low-rate green energy loan.


  • Flexible repayment options
  • Terms between 1 and 10 years
  • No pre-payment penalties
  • Use for upgrades such as heat pumps, windows, insulation, solar and more


  • Starting at prime +1%

Electric or hybrid vehicles

Greener Energy Vehicle Loan

Drive toward the future with an electric or hybrid vehicle. Low-rate green vehicle loans will help you get there.


  • Flexible repayment options
  • Amortizations between 1 and 8 years
  • No pre-payment penalties
  • Use for electric or hybrid vehicles
  • Both new and used vehicles are eligible


  • New Electric/Hybrid: Starting at prime +0.5%
  • Used Electric/Hybrid: Starting at prime +1%

Bikes & Cycling

Greener Energy Bike Loan

Pedal your way to a healthier planet and a healthier you. Low-rate bike loans are available to help you find the perfect two-wheeled transport so you can get from A to B sustainably.

Key features:

  • Flexible repayment options
  • Terms between 1 and 12 months
  • No pre-payment penalties
  • Minimum loan of $1000

Monthly fee:

  • Starting at prime rate +1%


Find more savings for your family with our household budget worksheet

You can reach our friendly Member Advice Center staff over the phone and virtually—convenient banking from anywhere.

Talk to an expert

Advisors like Cory Nauss are ready to help members

Cory is the Supervisor of our Member Advice Centre, helping members with your everyday banking needs over the phone or by email. Cory and advisors like him can help members:

  • Find the perfect account
  • Set up online or mobile banking
  • Pay bills online
  • Get a loan for your next project

Finance energy efficient improvements to your home with a preferred rate loan

Canada Greener Home Grant

Upgrade with a greener homes grant

The Greener Homes initiative from Efficiency Nova Scotia offers grants of up to $5,000 to help homeowners make energy efficient upgrades to their primary residences. To qualify, Canadians must obtain an EnerGuide assessment prior to installing any upgrades.

Loan calculator

Our loan calculator helps to determine the amount you can borrow and what your repayment schedule might be.

These calculators are made available to you as tools for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy. All examples are hypothetical and are for illustrative purposes only. Please visit your branch to seek personalized advice from qualified professionals for all personal finance issues.