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Newcomers’ Program

Starting life in a new country is not easy. Our honest advice will help set you up for financial success from day-to-day banking to starting a business. Our Newcomers Program is designed specifically with your needs in mind.

Call toll-free: 1-866-230-7700
Email us:

Free unlimited banking

Enjoy our Preferred Plan chequing account package FREE for one year. For those new to Canada within the last 5 years.


Starter credit card

Build a credit history and enjoy purchasing convenience with a credit card. For those new to Canada within the last 5 years.

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Our difference

We know local because we are local

As a co-operative, your financial success is ours. We’re focused on your unique situation and celebrate your successes.

  • Focused on you (our members)
  • Supporting our communities
  • Local decision making

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Day-to-day banking

Accounts to suit all your needs

Choose the best options for your day-to-day banking needs with various accounts and ways to bank.

  • Enjoy a free Preferred Plan for 1 year
  • Explore our savings accounts
  • Bank on-the-go with online and mobile access
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A new home in your new home

Helping newcomers with mortgages, so you can put down roots and feel at home in no time.

  • Enjoy flexible mortgage options
  • Get pre-approved
  • Receive expert advice

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Wire transfers

Money that knows no borders

From here to almost anywhere, we can help you send money.

  • To an individual
  • To a business

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Member story

Believed in us from the beginning

East Coast Credit Union has believed in us from the beginning and truly wanted to help. They saw our vision and potential—the only obstacle was financial support, but the Credit Union saw our potential and supported us.

Tareq Hadhad, CEO and Founder, Peace by Chocolate
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Events and resources

Your financial wellness

We want to make sure you always feel confident and in control of your finances. With our resources, you’ll never be far from the answers you need. Learn about topics like:

  • Introduction to basic banking
  • Budgeting and savings plans
  • Building a healthy credit history

You can count on us

Online or in person, we’re here to help with all the banking services you need: