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Access the funds you need, when you need them

Life happens, and sometimes we need access to fast funds. Our personal loans offer this flexibility, with different options to fit wherever you are in life.

Key benefits:

  • Repay your loan faster with flexible payments
  • No penalty for extra payments or early repayment


  • Competitive variable or fixed interest rate
  • Life, disability, employment loss, and critical illness protection options available

What can you do with a personal loan?

Cover unexpected expenses
Be prepared when unexpected expenses come up, so you can keep your savings for a rainy day.
Consolidate your debt
Manage debt while saving money on interest by making one easy payment with your personal loan.
Treat yourself
It’s called a personal loan for a reason—time to treat yourself! Take that dream vacation, or buy something special.
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Protect against loss of income

Loan insurance can protect you and your family from the unexpected.

  • Protect your savings
  • Get peace of mind for you, your family, and dependents
  • Cover expenses if your income reduces

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Greener Energy Loans

Upgrade with a greener homes grant

Making the right choice for your wallet and the planet is even easier with discounted green energy loans.

  • Make energy efficient upgrades to your home
  • Buy an earth-friendly electric or hybrid vehicle
  • Harness pedal power with a discounted bike loan

Loans vs lines of credit

Should you choose a loan or a line of credit?

The choice is yours and we’re here to help you find the best solution, from a one-time amount for a specific need, to funds you can access at any time.

Why a loan?

  • Structured plan
  • Set monthly repayments
  • Finance a large one-time expense

Why a line of credit?

  • Pre-agreed borrowing limit
  • Access, withdraw, and repay funds any time

See how much you could borrow

Use our loan calculator to determine the amount you can borrow and what your repayment schedule might be.

These calculators are made available to you as tools for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy. All examples are hypothetical and are for illustrative purposes only. Please visit your branch to seek personalized advice from qualified professionals for all personal finance issues.

Budgeting tools & guides

Tools to track your spending

Budgeting isn’t easy, but it can help you understand where your money’s going. And that makes it easier to figure out how to reach your goals.

Why track spending?

Tracking your spending habits isn’t about taking the fun out of life. It’s about getting a handle on your finances.


Household budget worksheet

Keeping a budget starts with tracking your spending. This handy worksheet can help.



Guide to

Think having a budget is not worth the effort? Our guide to budgeting can help you get started.