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The Government of Canada announced a few changes to the CEBA Program on September 14, 2023. Learn more

How we can help

Grow your business, and your goals

Small businesses create jobs and grow communities while having a positive impact. We’re happy to support your growth with flexible commercial loans and mortgages.

Business loans

Commercial loans

Starting and maintaining a business takes capital. We’ve got you covered. Let our financial experts help you secure the right business loan for your business needs.

Key features:

  • Competitive rates
  • Flexible payment schedules
  • Access to the Canada Small Business Financing Program

Book an Appointment

Commercial mortgages

Commercial mortgages

Find home sweet home for your business location with a commercial mortgage from East Coast CU. Your advisor is here to help with your mortgage every step of the way.

Key features:

  • Competitive rates
  • Flexible terms
  • Select monthly, semi-monthly, bi-weekly, or weekly payment plans

Book an Appointment
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Why East Coast CU?

Keeping it in the community

When we lend to local businesses so they can expand and create jobs, we’re directly supporting our communities.

  • Banking with us means choosing to make a positive impact in your community
  • Your money stays local and is invested back in your community
  • Local decision-making based on local realities

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Small business financing program

Looking for start-up and expansion financing?

Apply for a financing program unique to Nova Scotia credit unions designed to help small businesses with big ideas.

  • Term loan, working capital loan, or line of credit
  • Terms up to 10 years
  • Access to a network of business mentors

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Small business loan insurance

Protect against loss of income

Small business loan insurance can protect you and your family from the unexpected.

  • Protect your savings
  • Get peace of mind for you, your family, and dependants
  • Cover expenses if your income reduces

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Business solutions

Accept debit and credit payments

We offer a range of payment solutions including the processing of debit and credit card payments in store, online, or on the go—without any hidden costs or fees.

Small Business Insights

Our team will work closely with you to open the right accounts and credit cards for your business, while also securing loans, helping with payroll, setting up automated funds transfers, and more. Your success is our priority.

Cash flow

PaymentStream can help speed up cash flow

Cash flow is often a concern for small business owners. Learn how to get paid faster with PaymentStream.


Business financing

The Nova Scotia Loan Guarantee Program can help

Finance the startup, growth, or expansion of your business. A loan can help secure the right financing.


Payment processing

Accept debit and credit card payments

Point of sale systems process debit and credit card payments in store, online, or on the go.