Flexibility to manage your cash flow, and your business
Need easy access to funds? From paying vendors to purchasing supplies, a business line of credit keeps your day-to-day operating expenses—and unexpected costs—under control.
Key benefits:
- More purchasing power
- Ongoing access to funds when you need them
- Improved cash flow
- More flexibility
Key features:
- Competitive rates
- Interest applied only on the amount borrowed
- Flexible payment options
- Revolving credit
Put a business line of credit to work for you
Access funds when you need it
Cover day-to-day operating costs and other expenses with ease.
Build up inventory
Take advantage of inventory discounts or purchase goods in advance.
Manage seasonal needs
Get access to the funds you need to manage your seasonal cash flow.
Loans vs lines of credit
Should you choose a business loan or line of credit?
Much like your business, the choice is yours—and it’s about what works for you. We’re here to help you find the best solution, whether it’s a one-time amount or a revolving option that you can access at any time.
Why a loan?
- Competitive rates
- Flexible payment schedules
- Fixed, regular payments
- Finance a large one-time expense
Why a line of credit?
- Pre-agreed borrowing limit
- Only pay interest on what you owe
- Use and repay funds at any time
Explore more business borrowing solutions
Loans & Mortgages
Grow your business, and your goals. Explore our range of flexible commercial loans and mortgages.
Equipment Leasing
Lease equipment and keep your cash flow flowing. Discover the advantages of leasing your equipment.
Letter of Credit
Protect yourself, and your business. Secure your import and export transactions with a letter of credit.
Credit Cards
Reward your business while managing expenses. Plus, enjoy built-in fraud and purchase protection.
Small Business Financing Program
Take advantage of this unique program available only to local small businesses.
A first-timer’s guide to working capital
A positive cash flow is critical to the operation and success of your business.
