Score big with the student line of credit that gets you.
Ready to kick off your school year? At East Coast Credit Union, we believe in supporting our members and the communities they are a part of. Get approved for a Student Line of Credit by September 30, 2025, and score a $100 gift card to a local business of your choice. Plus, you’ll be entered for a chance to win two tickets to see the Halifax Tides FC, Halifax's first professional women's soccer club, play at home, along with $200 in spending money. Terms and conditions apply.
Get the Student Line of Credit that Fits Your Field of Study.
Your education isn't one-size-fits-all, and neither are your credit needs. Whether you're starting year one or pursuing a professional degree, our Student Line of Credit adapts to your unique journey. Enjoy flexible repayment options and competitive interest rates, so you can focus on what matters most – your future.
Our Student Line of Credit offers:
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College, Undergraduate & Graduate Studies |
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Professional Designations
Tier 1 $200,000 is the maximum amount. Professions include Pharmacy, Podiatry, Lawyer, Engineering, Occupational Therapy, Physiotherapy, MBA/EMBA and Accountant.
Tier 2 $300,000 is the maximum amount. Professions include: the following Doctor of Medicine, Doctor of Dentistry, Doctor of Optometry, Doctor of Veterinary, Medicine, Chiropractor. |
Loans vs lines of credit
Balancing your options?
Student loans and lines of credit are both great options when it comes to covering your finances, but which is best for you? If you’re on the fence, get in touch with one of our advisors who will help you find your best fit.
Why a line of credit?
- Pre-agreed borrowing limit
- Ability to re-borrow annually
- Withdraw and repay funds whenever you want
- Available for full-time and part-time students
Why a loan?
- Structured plan
- Set monthly repayments that begin after program completion
- Finance a large one-time expense, such as tuition fees
- Take up to 15 years to repay
School isn't stress-free, but paying for it can be
Diving into post-secondary is a big, exciting, and challenging step. We’re here to help you get set up for success. Grades are up to you (study hard!), but with advice on how to manage your money and loans to help make it happen, you’ll have one less thing to stress about as you start your journey.
Key benefits
- Available for full and part-time students
- Applicable for community college, university, or technical school
- Competitive interest rates and flexible repayment schedules
- Interest-only loan payments while attending your program
Flexible options
- Borrow up to $100,000 for your education, or $300,000 for professional designations
- Take up to 15 years to repay
- Loan repayment begins 12 months after program completion
- Co-signer normally required
Why a Loan or Line of Credit?
Build credit from day one
Build your credit score by keeping on track with your repayment schedule.
Take your time
Repayment of loan principle begins 12 months from program completion.
Have a backup
Have money on hand in case of any emergencies during your schooling.
Insurance
Protect yourself
Protect yourself against the unexpected with loan insurance.
- Protect your savings
- Get peace of mind while your studying and beyond
- Cover expenses if the unexpected happens
You can count on us
Online or in person, we’re here to help with all the banking services you need:
