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    Guaranteed rate with easy access to your money


    Have a savings goal? Reach it faster with 4.75%* interest on a 4-month redeemable term savings account. This is your chance to start fresh, save smart, and bank with purpose.

    Available to current and new members.

     

    Open an account

    Here’s how easy it is to grow your money at a great rate:

    1.
    Open a 4-month redeemable
    term savings account.

    2.
    Deposit New Funds**.

    3.
    Earn guaranteed
    4.75%* interest!

    Top reasons you’ll love this offer

    Purpose-driven
    banking

    Grow your savings while supporting a credit union committed to making a positive financial, social, and environmental impact.

    Earn more,
    worry less

    Competitive rate and guaranteed interest after 30 days.

    Built-in
    flexibility

    Ideal for short-term savings goals, redeem partially or in full at any time*.

    *Promotional Guaranteed Rate – 4.75%:

    • This promotional rate of 4.75% applies to deposited New Funds** only for a 4-month term, provided the funds remain in the account for a minimum of 30 days.
    • If funds are withdrawn or the term is broken before the 30-day minimum, no interest will be earned.
    • Available on registered and non-registered accounts.
    • This offer is available for a limited time and may be subject to change without notice.
    • Additional terms and conditions may apply.

    **Definition of New Funds:

    • New Funds are funds that originate from outside East Coast Credit Union and are deposited into an eligible account during the promotional period.
    • Existing account balances at East Coast Credit Union are not eligible for this offer.
    • Additional terms and conditions may apply.
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    When it comes to offers, you've got options

    Earn 3.50% on a special 21-month term deposit

    Let your savings grow while you enjoy life’s simple joys and peace of mind with our secure, worry-free term deposit offer. Future you will thank you! Available for a limited time.

    *Terms and conditions apply.


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    Local support

    Big enough to help, small enough to care

    Our entire team is based in Nova Scotia. We know the communities we serve because we’re part of them. We understand how finance can feel overwhelming, and we’re here to help you make sense of it all, with real human advice you can trust. We’ve heard every question — and we promise, you belong here. Connect with us in-branch, online, or virtually. Whatever works for you!

    You can count on us


    Online or in person, we're here to help with all the banking services you need: