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    Access the funds you need, when you need them

    Life happens, and sometimes we need access to fast funds. Our personal loans offer this flexibility, with different options to fit wherever you are in life.

    Key benefits:

    • Repay your loan faster with flexible payments
    • No penalty for extra payments or early repayment


    • Competitive variable or fixed interest rate
    • Life, disability, employment loss, and critical illness protection options available

    What can you do with a personal loan?

    Cover unexpected expenses
    Be prepared when unexpected expenses come up, so you can keep your savings for a rainy day.
    Consolidate your debt
    Manage debt while saving money on interest by making one easy payment with your personal loan.
    Treat yourself
    It’s called a personal loan for a reason—time to treat yourself! Take that dream vacation, or buy something special.
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    Protect against loss of income

    Loan insurance can protect you and your family from the unexpected.

    • Protect your savings
    • Get peace of mind for you, your family, and dependents
    • Cover expenses if your income reduces

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    Greener Energy Loans

    Upgrade with a greener homes grant

    Making the right choice for your wallet and the planet is even easier with discounted green energy loans.

    • Make energy efficient upgrades to your home
    • Buy an earth-friendly electric or hybrid vehicle
    • Harness pedal power with a discounted bike loan

    Loans vs lines of credit

    Should you choose a loan or a line of credit?

    The choice is yours and we’re here to help you find the best solution, from a one-time amount for a specific need, to funds you can access at any time.

    Why a loan?

    • Structured plan
    • Set monthly repayments
    • Finance a large one-time expense

    Why a line of credit?

    • Pre-agreed borrowing limit
    • Access, withdraw, and repay funds any time
    You can count on me to be there when making important financial decisions. I am here to guide you in your current finances and educate you in your future financial decisions.

    We're here to help

    Understand your borrowing options

    Advisors like Jasmine will give you the scoop on borrowing, and help you:

    • Understand your options
    • Find the best solution for you
    • Discuss repayment terms

    See how much you could borrow

    Use our loan calculator to determine the amount you can borrow and what your repayment schedule might be.

    These calculators are made available to you as tools for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy. All examples are hypothetical and are for illustrative purposes only. Please visit your branch to seek personalized advice from qualified professionals for all personal finance issues.

    Budgeting tools & guides

    Tools to track your spending

    Budgeting isn’t easy, but it can help you understand where your money’s going. And that makes it easier to figure out how to reach your goals.

    Why track spending?

    Tracking your spending habits isn’t about taking the fun out of life. It’s about getting a handle on your finances.


    Household budget checklist

    Keeping a budget starts with tracking your spending. This handy worksheet can help.



    Guide to

    Think having a budget is boring? Not worth the effort? Our First Timer's Guide to Budgeting can help you get started in 5 easy steps.