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What can we help you with?

Our difference

Big bank capabilities with the heart of a credit union.

At East Coast Credit Union, we believe a community is born when we gather together to share a burden and lend a hand. And now more than ever, community matters. Learn more about what community means to us and what makes us the best way to bank in Atlantic Canada.

Quick links

Flexible options

Total Access Home Equity

Assess up to 80% of your homes value using a variety of products including mortgages, home equity lines of credit, and loans. Consolidate your borrowing needs into one simple payment.


Unlock savings

Make your move

Move your mortgage to us and we'll cover up to $1,000 in transfer fees. Take advantage of a limited time offer on 3, 4, and 5-year mortgage terms now!
*Conditions apply

Total Access Home Equity

First Home Savings Account

Start saving today

  • Tax-free qualified withdrawals
  • $8K annual contribution room
  • Keep your FHSA open for 15 years

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Coad-e is here!

Introducing, Coad-e!

We're thrilled to introduce our newest team member, Coad-e. Coad-e is our AI Advisor who can answer any questions you have on our website, 24/7. You can find Coad-e in the bottom right corner of every page. They can help you find solutions on many topics, such as:

  • Product solutions
  • Finding a branch
  • Booking an appointment
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Growing better together

Growing our credit union partnership

East Coast Credit Union and Provincial Government Employees Credit Union are growing our partnership to explore a merger. This exploration is focused on creating a strong credit union that can offer growth, innovation, and sustainability for all members.

Reloadable Mastercard® with cash back rewards

Business solutions

Debit and credit payment processing

Point of sale systems for processing debit and credit card payments in store, online, or on the go.

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2023 Annual Report

A beacon of success

East Coast Credit Union celebrated significant milestones in 2023, marking our 90th anniversary and the 75th anniversary of the Nova Scotia Cooperative Council. Click the links below to view our milestones and achievements.

Check out these helpful articles


How to add a card to your mobile wallet

East Coast Credit Union is now offering a new and easy way to pay! Whether you use an Apple device, Samsung Galaxy smartphone, or Android device, you can load your Interac® debit card for secure and easy purchases.



What affects my credit score?

Anyone who’s ever used a credit card, taken out a loan, or purchased an item on layaway has a credit history and score— a three-digit number from 300 (worst) to 900 (best) that rate how well you’ve managed credit in the past.


Guide to Saving and Investing

You have dreams for your future—but you are struggling how to translate these dreams into reality. This first timer’s guide will lead you through five easy steps to get you started with saving and investing for your now and for your future.