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Aura™ Loyalty card


A reloadable, prepaid Mastercard® with a mobile app that makes managing money easy and offers cash-back rewards at participating retailers. Your free Aura card is issued instantly in the app, so there’s no waiting for a physical card in the mail. Start spending right away when you load your virtual card to your mobile wallet.

Aura features: 

  • Spend your own money
  • No debt
  • Instant cash back
  • Receive discounts at participating retailers
  • Track your spending
  • Set and track savings goals in the app
  • Round up with each purchase and auto save

More benefits...

  • No ATM withdrawal fees
  • Easy card reload via e-Transfer
  • Send and request money
  • Split bills between friends
  • Reduced foreign exchange rate of 1.5%

Monthly fees:

  • Free

A better way to pay for every day

Instant cash back


Get rewarded at your favourite stores without joining countless loyalty programs. With exclusive offers and promotions, you’ll earn instant cash-back on everyday purchases from your favourite places.

Smart money saving tools

Track your spending and set savings goals using the Aura app. Automatically save by rounding up your purchases to the nearest $1, $2, $5, or $10.

Pay with Mobile wallet

Add your card to Apple Pay, Google Pay, Samsung Pay, or FitBit Pay for easy and convenient payments using tap from your smartphone.

Aura is reloadable Mastercard with instant cash back rewards

Say hello to Sandra

“I received instant cash back at my favourite retailer just for using my own money. I love the Aura card.”

Sandra uses her Aura card to level up her money game and earn instant rewards.


instant cash back

Cash back

Instant cash back

Get rewarded at your favourite stores without joining countless loyalty programs. With exclusive offers and promotions, you’ll earn instant cash-back on everyday purchases from your favourite places.


Smart money saving tools

Smart saving

Smart money saving tools

Track your spending and set savings goals using the Aura app. Automatically save by rounding up your purchases to the nearest $1, $2, $5, or $10.


Pay with your mobile wallet

Mobile wallet

Pay with your mobile wallet

Add your card to Apple Pay, Google Pay, Samsung Pay, or FitBit Pay for easy and convenient payments using tap from your smartphone.


 

Rewards, rewards, rewards.


Get rewarded at your favourite stores without joining countless loyalty programs. With our exclusive offers and promotions, you’ll earn instant cash-back on everyday purchases from your favourite places. That means you can start saving on the things you want now, while saving for later, too.

  • Antigonish Farmers Market
  • Tart & Soul Cafe
  • Sober Island Brewery
  • Antigonish 5¢ to $1.00 Store

Are you a local merchant who would like to get involved? Find out more info about how you can sign up here.
Fast Food Offer Great savings with Aura on fast food!  Get $2 CAD instant cashback when you spend $25 CAD at Edo Japan, Freshii, Little Caesars, New York Fries, OPA! Of Greece, Taco Bell  Offer is valid from August 15th, 2022 12:00 am ET to September 15th, 2022 3:00 am ET
Amazon Offer Use this Amazon offer to order from a wide variety of items and enjoy savings with your Aura card!  Get $5 CAD instant cashback when you spend $100 CAD at Amazon. Offer is valid from August 15th, 2022 12:00 am ET to September 15th, 2022 3:00 am ET
Grocery Offer Enjoy the savings this offer brings when shopping for your groceries.  Get $3 CAD instant cashback when you spend $75 CAD at Co-op, Family Foods, FreshCo, No Frills, Safeway, Save-on-Foods, Sobeys, Whole Foods, Your Independent Grocer Offer is valid from August 18th, 2022 12:00 am ET to September 18th, 2022 3:00 am ET 
Sport Equipment Offer Find the sport equipment you need for the school year and save!  Get $3 CAD instant cashback when you spend $75 CAD at Atmosphere, Canadian Tire, Sport Chek  Offer is valid from August 20th, 2022 12:00 am ET to September 20th, 2022 3:00 am ET
National Waffle Day Offer Celebrate delicious National Waffle Day and enjoy your savings!  Get $2 CAD instant cashback when you spend $25 CAD at Cora, Denny’s, Humpty’s, IHOP, Smitty’s  Offer is valid from August 23rd, 2022 12:00 am ET to September 23rd, 2022 3:00 am ET
Food Delivery Offer Food Delivery right to home!  Get $2 CAD instant cashback when you spend $30 CAD at DoorDash, SkipTheDishes, Uber Eats  Offer is valid from August 25th, 2022 12:00 am ET to September 25th, 2022 3:00 am ET
Self Care Offer Self Care makes you feel great!  Get $3 CAD instant cashback when you spend $50 CAD at Bath & Body Works, Lush, Rocky Mountain Soap Company, The Body Shop  Offer is valid from August 27th, 2022 12:00 am ET to  September 27th, 2022 3:00 am ET
Fuel Offer Save on gas with this amazing Aura offer!  Get $3 CAD instant cashback when you spend $75 CAD at 7-Eleven, Canadian Tire Gas, Circle K, Co-op Gas Bar, Costco Gas, Esso, Husky, Mobil, Petro-Canada, Shell, Ultramar  Offer is valid from August 30th, 2022 12:00 am ET to September 30th, 2022 3:00 am ET 
Furniture Offer Check out new furniture!  Get $5 CAD instant cashback when you spend $150 CAD at HomeSense, Ikea, Jysk, Leon’s, Structube, The Brick, Winners  Offer is valid from September 1st, 2022 12:00 am ET to  November 1st, 2022 3:00 am ET
Haircut Offer Look out for great haircuts!  Get $2 CAD instant cashback when you spend $25 CAD at First Choice Haircutters, Great Clips, Magicuts, Sport Clips, Supercuts, Ultracuts  Offer is valid from September 1st, 2022 12:00 am ET to  October 1st, 2022 3:00 am ET
Labour  Day Renovations Offer Have fun with Labour Day while working on Renovations!  Get $10 CAD instant cashback when you spend $250 CAD at Home Hardware, Lowe’s, Rona, The Home Depot  Offer is valid from September 1st, 2022 12:00 am ET to October 1st, 2022 3:00 am ET 
Family Fun Day Offer  Have a good time with some Family Fun!  Get $2 CAD instant cashback when you spend $30 CAD at Cineplex, IMAX, Landmark Cinemas  Offer is valid from September 2nd, 2022 12:00 am ET to October 2nd, 2022 3:00 am ET
National Read A Book Day Offer Enjoy reading a great book!  Get $2 CAD instant cashback when you spend $25 CAD at bookoutlet.ca, Indigo, mcnallyrobinson.com  Offer is valid from September 4th, 2022 12:00 am ET to October 4th, 2022 3:00 am ET
National Pizza Day Offer Enjoy a great pizza today!  Get $2 CAD instant cashback when you spend $30 CAD at Boston Pizza, Papa John’s, Pizza Hut, Pizza 73, 241 Pizza  Offer is valid from September 5th, 2022 12:00 am ET to October 5th, 2022 3:00 am ET
Casual Clothes Offer Check out the Casual Clothes!  Get $3 CAD instant cashback when you spend $75 CAD at American Eagle Outfitters, Cleo, H&M, Mark’s, Reitmans, Tommy Hilfiger  Offer is valid from September 8th, 2022 12:00 am ET to October 8th, 2022 3:00 am ET
International Chocolate Day Offer This Aura saving will melt you away!  Get $2 CAD instant cashback when you spend $30 CAD at Laura Secord, Lindt, Purdys Chocolatier Offer is valid from September 10th, 2022 12:00 am ET to October 10th, 2022 3:00 am ET
National Double Cheeseburger Day Offer Enjoy a cheesy delicious burger with this great Aura offer!  Get $1 CAD instant cashback when you spend $10 CAD at Burger King, Carl’s Jr., Fatburger, Five Guys   Offer is valid from September 12th, 2022 12:00 am ET to October 12th, 2022 3:00 am ET
Shoes Offer Put your best foot forward with this amazing Aura offer!  Get $3 CAD instant cashback when you spend $75 CAD at Aldo, Clarks, DSW, Quarks Shoes Offer is valid from September 15th, 2022 12:00 am ET to October 15th, 2022 3:00 am ET
National Lobster Day Offer Celebrate National Lobster Day and save with Aura!  Get $3 CAD instant cashback when you spend $90 CAD at Costco, Joey’s Seafood, Real Canadian Superstore, Red Lobster, Safeway, Sobeys  Offer is valid from September 20th, 2022 12:00 am ET to October 20th, 2022 3:00 am ET
Toys Offer Toys play a pivotal role in childhood development. With this Aura offer you can save money while enriching your kids.  Get $2 CAD instant cashback when you spend $40 CAD at Babies “R” Us, LEGO, Toys “R” Us  Offer is valid from September 23rd, 2022 12:00 am ET to October 23rd, 2022 3:00 am ET
National Coffee Day Offer Celebrate National Coffee Day with this Aura offer.  Get $1 CAD instant cashback when you spend $10 CAD at Good Earth Coffeehouse, Second Cup, Starbucks, Tim Hortons  Offer is valid from September 25th, 2022 12:00 am ET to October 25th, 2022 3:00 am ET
Electronics Offer Upgrade your electronic devices and save with Aura.  Get $10 CAD instant cashback when you spend $300 CAD at Apple, Best Buy, iWorld, Staples, The Source  Offer is valid from September 28th, 2022 12:00 am ET to October 28th, 2022 3:00 am ET

 

Offers for Youth

 

 

 

Entertainment For Teens Offer Watch your favourite shows and save with your Aura card!  Get $5 CAD instant cashback when you subscribe to or make a monthly payment at Amazon Prime, Crave, Disney+, Netflix  Offer is valid from August 16th, 2022 12:00 am ET to September 16th, 2022 3:00 am ET
Fashion For Teens Offer Embrace your inner fashionista with this great offer!  Get $10 CAD instant cashback when you spend $40 CAD at Abercrombie & Fitch, Garage, Urban Outfitters  Offer is valid from August 24th, 2022 12:00 am ET to September 24th, 2022 3:00 am ET
Fast Food For Teens Offer Enjoy fast food! Get $3 CAD instant cashback when you spend $10 CAD at Extreme Pita, Mr. Sub, Thai Express Offer is valid from September 1st, 2022 12:00 am ET to October 1st 2022 3:00 am ET
Accessories For Teens Offer Look at great accessories for Teens!

 
Get $5 CAD instant cashback when you spend $30 CAD at Ardene, Below The Belt, Lids  Offer is valid from September 6th , 2022 12:00 am ET to October 6th, 2022 3:00 am ET
Treats For Teens Offer Check out the treats for Teens!  Get $3 CAD instant cashback when you spend $10 CAD at Booster Juice, Dairy Queen, Jugo Juice Offer is valid from September 12th , 2022 12:00 am ET to October 12th, 2022 3:00 am ET
Games For Teens Offer Get the latest App and save with Aura!  Get $3 CAD instant cashback when you spend $10 CAD at App Store, Google Play Store  Offer is valid from September 18th, 2022 12:00 am ET to October 18th, 2022 3:00 am ET
PJs For Teens Offer Great savings while shopping for your perfect PJs!  Get $5 CAD instant cashback when you spend $30 CAD at Aerie, PINK, Victoria’s Secret  Offer is valid from September 24th, 2022 12:00 am ET to October 24th, 2022 3:00 am ET

Fee friendly


The Aura app is free:

List of rates for row1
row1 Rate
Monthly fee
Free
List of rates for row2
row2 Rate
ATM withdrawal
Free
List of rates for row3
row3 Rate
Transfer between Aura friends
Free
List of rates for row 4
row 4 Rate
Bill split
Free
List of rates for row 5
row 5 Rate
Transaction in foreign currency
1.5%

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Credit Card

Cash Back Mastercard®

It doesn't matter if you're buying groceries, gas or dining out. It all adds up to valuable cash back that can be redeemed as an account credit.