The Power of Ownership
Local Ownership and Control
Belonging to a credit union means that you are more than a customer - you are an owner - and as an owner you get to influence the progress of your business. There is a voluntary Board of Directors that you elect with your right to vote at the Annual General Meeting. All decisions are made locally, by people who live in and understand your local community. As neighbours, living and working in the same community, East Coast Credit Union offers all the financial services you require with a big difference - pride in knowing all monies stay here in our own communities working for your own economic benefit. You'll enjoy a flexible approach to business and responsiveness to local concerns. All things being equal, why would you not choose a financial institution where the very ownership structure is designed to focus on, and is sensitive to, your needs?
Credit Union members are both customers and owners. As a customer, you receive the services you want and as an owner you enjoy a return on your share investment in the form of competitive rates, value costs for premium services, and local control of your own financial institution.
East Coast Credit Union is uniquely positioned to support community development through:
· Loans to owners and small businesses
· Investment to community projects
· Sponsorship of community activities and events
· Public education programs to foster personal financial well-being
· Bursary Programs
· Employees active in their communities as members of boards of trade, chambers of commerce, church groups, service organizations, charitable organizations, and numerous other activities
Service to OwnersEast Coast Credit Union's professionally trained, knowledgeable staff provide personal service and attention to members from all service locations throughout Nova Scotia. Wealth Management Advisors are also available 5 days a week. Members can choose to transact their business electronically through Automated TeleService, ATMs, and MemberDirect Online Access.
Credit Union Potential
The ability of credit unions to return benefits to their members and their communities is in direct proportion to the support they receive from members in the community. Making East Coast Credit Union your primary financial services provider means higher levels of service and greater benefits and rewards to both members and the community. We see ourselves becoming part of every family in our province by establishing a relationship of trust with dependable, complete service for every financial need. Credit unions are part of a strong regional, national and international network of credit unions.