Direct Deposit

Direct deposit is a convenient, fast and secure way to access your money. It saves you time from having to visit the branch or ATM to deposit your cheque. East Coast Credit Union can help you setup Direct Deposit so you can enjoy quick and easy access to your money.

Required Account Information for Direct Deposit

The direct deposit form needs your financial institution and account numbers. See these below:
Route/Transit/Branch # - 70573
Institution# - 839

Important Information re: Valid Account Number for Direct Deposits and Pre-authorized Payment Forms: 

The format for bank account numbers at East Coast Credit Union is a 5 digit member number PLUS a 2 digit account number PLUS a final digit. For example 12345-006. To sign in to online banking or to refer to all your accounts with us, we use “00” for the account number. This encompasses all your accounts.

However PLEASE NOTE that the information required for Direct Deposits and Pre-authorized payments is the individual account number. You may have a savings account and a chequing account and you will need to specify which account you wish to use. Therefore when entering your bank account number be sure to specify the proper two digits representing the account number. For example: 12345 -116

It is important that the bank account information is accurate so if you have any questions, please contact us at 1-866-230-7700, or contact any branch to ensure you have the proper account information.

Direct Deposit Form & Pre-Authorized Payment Form

a. Note: On the Government’s Direct Deposit form, the account number field is 12-digits. Credit union member numbers are only 8-digits in length. Avoid your form from being rejected by:
i. Using all 8-digits in your member number.
ii. Do not use any dashes.
iii. If your account number has a leading zero, it must be entered as part of the number.
iv. The account number has to be justified in the field

The form has spaces for 12 digits. |__|__|__|__|__|__|__|__|__|__|__|__| 

Enter your 8 digit number like this.| 0 | 1 | 2 | 2 | 4 | 1 | 0 | 9 |__|__|__|__| 

Government Payments with Direct Deposit - It's your money - Get it fast!

The Federal Government asked our credit union to help with their initiative to convert all of their payments by cheque to direct deposit by 2016. The following payments are included:

  • Employment Insurance (EI)
  • Old Age Security (OAS)
  • Canada Pension Plan (CPP)
  • Public Service Pension 
  • Veterans Affairs Pension
  • War Veterans Allowance
  • Canadian Forces Pension
  • Goods and Services Tax(GST)/Harmonized Sales Tax (HST) Refunds and Rebates
  • Personal Tax Refunds
  • Corporate Income Tax Refund
  • Canada Child Tax Benefit (CCTB)
  • Universal Child Care Benefit (UCCB)
  • Federal Departments Accounts Payable

To read additional information on this initiative visit their website at:   
Call 1-800-OCANADA if you have any questions about your Government payments.

How to register Your Government Payments for Direct Deposit

Mailed Forms
The Direct Deposit form is completed and mailed to the Government, there are two form options:

  1. Government printed form with stamped envelope; these are available at our credit union branches.
  2. Online form or PDF fillable form. These forms are completed online, printed, signed, inserted into an envelope and mailed. We can help you with these steps.
  3. If you prefer to do-it-yourself, here are the instructions:
    Form Completion Instructions

Government "My Account Online Service"

The Government departments listed below offer online My Accounts that require you to register and obtain a login and password. Login to My Account, enter your direct deposit details and the Government instantly updates their systems; no waiting required:

Employer Payment with Direct Deposit

Ask your employer if direct deposit is available to you and what information is required to have your pay cheque automatically deposited into your credit union account.
Your employer may have their own form, or you can download our Direct Deposit Change/Request Form, located here. It is a PDF-fillable form that allows you to complete it on your computer and print it.  Complete your form by referring to Required Account Information section above.  If you have a cheque, you can mark it as  “Void” and staple it to the form.  Sign the printed form and submit it to your employer’s human resources department.

Managing Your Money

Use our convenient MemberDirect® electronic services to verify the direct deposit to your account; you can use your landline phone, mobile phone (older and newer models), computer or ATM. You can also transfer funds, pay bills and perform other transactions. Learn More.

You can select the MemberDirect® electronic service that best meets your needs. Contact your closest branch so we can register and demonstrate the service for you. 

Contact Us

If you have any further questions or need help setting up your Direct Deposit please contact us.