Transaction Fees

Transaction fees and/or service fees that may be applicable to your account are provided below:

Transaction Fees* YOUR Chequing YOUR Savings

YOUR US$ Chequing
(in US funds)

Cheque Withdrawal - Personal 0.90 5.00 0.90
Credit Union/Exchange ATM Withdrawal 0.90 0.90 N/A
Direct Payment Purchase (MemberCard) 0.90 0.90 N/A
Global Payment MasterCard 0.90 0.90 N/A
In-Branch Bill Payment 1.85 1.85 1.85
In-Branch Cash Withdrawal 0.90 0.90 0.90
In-Branch Statement 3.00 3.00 3.00
Interac Network (domestic) ATM Withdrawal 2.00 2.00 N/A
Interac e-Transfers 1.50 1.50 N/A
MemberDirect Online Banking - Bill Payment 0.90 0.90 N/A
MemberDirect Online Banking - Inquiry FREE FREE FREE
MemberDirect Online Banking - Transfer FREE FREE N/A
Monthly Maintenance Fee 2.25 N/A 2.50
Monthly Statement with Cancelled Cheques 6.00 6.00 6.00
Non-encoded Cheques 6.00 6.00 N/A
Unauthorized Overdraft Fee (per item) 5.00 5.00 5.00
Overdraft Interest Charge (minimum) 4.00 4.00 4.00
PLUS Network (international) ATM Withdrawal 3.50 3.50 N/A
Pre-authorized Payment 0.90 0.90 N/A
Returned NSF Item 45.00 45.00 45.00
Teleservice Telephone Banking - Bill Payment 0.90 0.90 N/A
Teleservice Telephone Banking - Inquiry FREE FREE FREE
Teleservice Telephone Banking - Transfer 0.90 0.90 N/A
YOUR Credit Union ATM Bill Payment 0.90 0.90 N/A

Transaction Fees* Fee
Certified Cheque for Member $10.00
Cheque - Official $7.50
Cheque/PAP - Stop Payment (in branch) $12.00
Cheque/PAP - Stop Payment (online) $9.00
Inactive Fee $25 notice fee, then $5/month
YOUR HISA - Online/Electronic transfers N/A
YOUR HISA - Transfers In Branch $5.00
YOUR HISA - Withdrawals $5.00
Money Order - US $6.00
Monthly Statement $3.00
Safety Deposit Box - Small: 1.5"x5" $50.00 + tax
Safety Deposit Box - Medium: 2"x5" and 2.5"x5" $60.00 + tax
Safety Deposit Box - Large 5"x5", 2"x10", 2.5"X10" (where available) $100.00 + tax
Safety Deposit Box - Extra Large: 5"x10" (where available) $200.00 + tax
Safety Deposit Box Size: 10.5" x 10.5" (where available) $250.00 + tax
Safety Deposit Box Size: 10.5" x 15.25" (where available) $325.00 + tax
Wire Transfer - Canadian Funds $22.00 minimum
Wire Transfer - US Funds $33.00 minimum

 *Cost per transaction, unless otherwise noted.