Personal Account Service Fees
Transaction fees and/or service fees that may be applicable to your account are provided below:
| Transaction Fees* | YOUR Chequing | YOUR Savings |
YOUR US$ Chequing
|
| Cheque Withdrawal - Personal | 1.00 | 5.00 | 1.00 |
| Credit Union/Exchange ATM Withdrawal | 1.00 | 1.00 | N/A |
| Direct Payment Purchase (Membercard) | 1.00 | 1.00 | N/A |
| In-Branch Bill Payment | 1.85 | 1.85 | 1.85 |
| In-Branch Cash Withdrawal | 1.00 | 1.00 | 1.00 |
| In-Branch Statement | 3.00 | 3.00 | 3.00 |
| Interac Network (domestic) ATM Withdrawal | 2.00 | 2.00 | N/A |
| Interac e-Transfers | 1.50 | 1.50 | N/A |
| MemberDirect Online Banking - Bill Payment | 1.00 | 1.00 | N/A |
| MemberDirect Online Banking - Inquiry | FREE | FREE | FREE |
| MemberDirect Online Banking - Transfer | FREE | FREE | N/A |
| Monthly Maintenance Fee | 2.25 | N/A | 2.50 |
| Monthly Statement with Cancelled Cheques | 6.00 | 6.00 | 6.00 |
| Non-encoded Cheques | 6.00 | 6.00 | N/A |
| Unauthorized Overdraft Fee (per item) | 5.00 | 5.00 | 5.00 |
| Overdraft Interest Charge (minimum) | 4.00 | 4.00 | 4.00 |
| PLUS Network (international) ATM Withdrawal | 3.50 | 3.50 | N/A |
| Pre-authorized Payment | 1.00 | 1.00 | N/A |
| Returned NSF Item | 45.00 | 45.00 | 45.00 |
| Teleservice Telephone Banking - Bill Payment | 1.00 | 1.00 | N/A |
| Teleservice Telephone Banking - Inquiry | FREE | FREE | FREE |
| Teleservice Telephone Banking - Transfer | 1.00 | 1.00 | N/A |
| YOUR Credit Union ATM Bill Payment | 1.00 | 1.00 | N/A |
| Transaction Fees* | Fee |
| Certified Cheque for Member | $10.00 |
| Cheque - Official | $7.50 |
| Cheque/PAP - Stop Payment | $12.50 |
| Inactive Fee | $25 notice fee, then $5/month |
| YOUR eHISA - Online/Electronic Transfers | FREE |
| YOUR eHISA - Non-Electronic Transactions | $5.00 |
| YOUR Unlimited eAccount - Non-Electronic Transactions | $2.50 |
| Money Order - US | $6.00 |
| Monthly Statement | $3.00 |
| Safety Deposit Box - Small: 1.5"x5" | $50.00 + tax |
| Safety Deposit Box - Medium: 2"x5" and 2.5"x5" | $60.00 + tax |
| Safety Deposit Box - Large 5"x5", 2"x10", 2.5"X10" (where available) | $100.00 + tax |
| Safety Deposit Box - Extra Large: 5"x10" (where available) | $200.00 + tax |
| Safety Deposit Box Size: 10.5" x 10.5" (where available) | $250.00 + tax |
| Safety Deposit Box Size: 10.5" x 15.25" (where available) | $325.00 + tax |
| Wire Transfer - Canadian Funds | $22.00 minimum |
| Wire Transfer - US Funds | $33.00 minimum |
| Registered Plan Fees: For a transfer of the plan to another financial institution. *Transfer Fee does not apply to transfers between investment options within the RRSP or to another East Coast Credit Union registered plan. | $50.00 per transaction |
| Registered Plan Estate Administration Fee | Up to 1% of Estate |
*Cost per transaction, unless otherwise noted.
