Interac e-Transfer

Freedom is emailing money from anywhere with Interac e-Transfer®

Free Yourself. Send money instantly with online banking and the mobile banking app.

For us, freedom is ensuring you have more time to enjoy life's moments. What those moments are and what freedom represents for you is as unique as you are.

Imagine lying beachside in a far off sunny destination when your daughter calls from university and needs a little money to help her get by. That's the kind of convenience offered by Interac e-Transfer®, a special feature available through online banking and our mobile banking app.

Not signed up for online banking? Contact us today and we'll get you set up in minutes. Don't miss out on discovering what freedom is for you.

Download the mobile banking app by visiting

Ways to Use

You can use Interac e-Transfer® to send money in minutes to anyone with an email address and an account at a participating Canadian credit union or bank. The process is simple, convenient and secure. It's a great alternative to cheques and cash.

With Interac e-Transter® you can...

  • Send money to children at college
  • Send gifts to friends and family
  • Pay your rent electronically
  • Pay for items purchased online or at garage sales
  • Settle a bill with a friend
  • And much, much more...the possibilities are endless


  • Send and receive money directly from and to your existing bank account
  • There's no need to share personal or financial information, allowing you to keep your address, phone number and account information private
  • A security question protects your transfer from being deposited by unintended recipients
  • Email carries the notification, so no need to get stamps or to find a mailbox

Is it Safe?

With Interac e-Transfer®, your money never actually travels by email. Email is only used to notify the recipient and to provide them with instructions on how to deposit money. East Coast Credit Union and your recipient's financial institution transfer funds using established and secure banking procedures.

Are there limits on the amount I can send?

The current limits for the amount you can send using Interac e-Transfers are below.

Personal Accounts:
Frequency Sending Receiving
Per Transfer $3,000 $10,000
Per Day $10,000 $10,000
Per Week $10,000 $70,000
Per 30 Days $20,000 $300,000
Per Request $3,000 $3,000
Outstanding Requests 50 50

Business Accounts:
Frequency Sending Receiving
Per Transfer $10,000 $10,000
Per Day $20,000 $20,000
Per Week $50,000 $140,000
Per 30 Days $100,000 $600,000
Per Request $3,000 $3,000
Outstanding Requests 50 50

Autodeposit and Request Money for Interac

Interac has implemented two new features to the e-Transfer® service: Autodeposit and Request Money.

Autodeposit Feature

Autodeposit is a feature within the Interac e-Transfer® service where you can register your email address(es) to have funds deposited directly into your account, without having to answer a security question. The sender is made aware before initiating a transfer that the recipient is registered for Autodeposit.

Learn more about Interac's Autodeposit Feature

Request Money Feature

Request Money is a feature within the Interac e-Transfer® service where money can be requested from anyone in Canada within the security of your online banking or mobile banking application. Money can be requested using email or text messaging. When your request is fulfilled, you will receive notification once the funds are available in your account.

Learn more about Interac's Request Money Feature

In order to have these new features on your device, you must upgrade your apps.

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