RRSP Line of Credit

Making an annual RRSP contribution is as easy as transferring the funds from a pre-arranged line-of-credit. It’s a convenient option for people who make annual contributions by borrowing, or who want to maximize this year's contribution or take advantage of unused carry-forward amounts.


  • Apply only once
  • Attractive low rates available
  • Lump sum repayment available
  • Easy phone call to initiate transfer request
  • Make extra payments anytime, without penalty


  • Available to purchase East Coast Credit Union RRSP products
  • Available to purchase Mutual Funds**

**Mutual funds are offered through Credential Asset Management Inc. Commissions, trailing commissions,management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, cash balances, mutual funds and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. 

*All lending is subject to credit approval within normal credit guidelines.

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