You’re thinking about a new home. We’re thinking about you.
You can trust that East Coast Credit Union is going to give you advice tailored to your specific financial situation. You will walk away with a plan that will help you manage your mortgage and savings goals for the future.

First time homebuyer? We’ve got support tools just for you. Download our First Time Homebuyers Guide here to access information designed specifically for you!

*On approved credit. Certain terms and conditions apply. 5-year fixed rate.

Mortgage Options

Our mortgages are designed to meet your needs and our knowledgeable, friendly staff will guide you through the mortgage process. Click the icons below for more information about each mortgage option.

Cash Back Mortgage:
Available on new, refinanced, transferred in and renewed residential mortgages.

No Down Payment:
Make your home ownership dreams come true with no down payment option.

Total Access Home Equity:
Manage all of your credit needs under one mortgage product.
Home Equity Line of Credit:
Use the equity in your home to give you the financial freedom you've been looking for.
Variable Rate Mortgage:
Take advantage of changing interest rates with this mortgage option.
Fixed Rate Mortgage:
Enjoy a fixed interest rate for the entire term of your loan.
Open Term Mortgage:
Make payments ahead of schedule, refinance or pay off your mortgage in full without penalty.
Closed Term Mortgage:
Save money with an open prepayment option after the first year.
Mobile Home Mortgage:
Offering special rates for first time mini-home purchases.
Purchase Plus Improvement Program:
Allows you to take advantage of renovating your home at the time of purchase.

Features of an East Coast Credit Union Mortgage:

  • Competitive rates with fixed and variable rate options.
  • Flexible repayment terms including pre-payment options where you can double your payments.
  • Amortization to 30 years.
  • Open mortgage option that gives you the flexibility to pre-pay with no interest penalties.
  • Pre-approvals so you will know what you can afford.
  • Low cost life, loss of employment, critical illness and disability insurance.

Tools and resources:

Mortgage Calculator:
Input your information into our easy-to-use Mortgage Calculator and find out what works best for you.
First Time Homebuyers:
There is a lot to learn before you make the leap into home ownership and we can help you figure out where to start.

Get started today:

You can apply for any of our mortgage options by contacting one of our financial professionals either online, by phone at any of our branches or via our toll-free number to book your appointment today.

Expert Articles

These articles will help you educate yourself on programs, expert tips and go-forward strategies that will serve you well on your home-ownership journey.

1. Making Your Dream Home A Reality

2. Tips for Maintaining Your Home

3. Is Home Ownership Right for You?

4. The Real Home Financing Cost Checklist

5. How Does Your Down Payment Impact Your Mortgage Options?

6. How Can You Save Money?

7. Learn the Mortgage Basics

8. Looking to Renovate?

9. Meeting Checklist

10. Make the Most of Investing In a Home

East Coast Credit Union | Mortgage Licence #3000158