First Time Home Buyers

Are you ready?
Where do you start? Fixed rate or variable rate? Open or closed mortgage? What’s an amortization period? Is home ownership even right for you? This is where we come in. There is a lot to learn before you make the leap into home ownership and we can help you figure out what is best for your specific circumstance.

We know that buying a home is probably the single biggest investment you’ll ever make and that you want to make wise decisions. We want that for you too. Because credit union members are also shareholders, our success depends on your success. So giving you the absolute best advice we can is in our best interest too.

*On approved credit. Certain terms and conditions apply. 5-year fixed rate.

You've got options.

Did you know, First Time Home Buyers can use an RRSP to help with down payment costs. The RRSP Home Buyers’ Plan lets you withdraw up to $25,000 from your RRSPs, subject to certain conditions. Find out more here

Understanding where to start is a first step to being PREPared. Get started by contacting us to book an appointment or email us at We can discuss your options and determine the right plan to get you into your home sooner. Or you can get started online with our First Timer’s Guide, designed to help you answer a few questions and understand what’s next.

For more information on Mortgages with East Coast Credit Union and links to some additional expert articles click here.

If it all makes sense or you just want to jump in and get started you may also start your mortgage application online and we can help you with any questions you have later.


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